> ## Documentation Index > Fetch the complete documentation index at: https://docs.nuevesolutions.com/llms.txt > Use this file to discover all available pages before exploring further. # Manage Certificates ## Your Certificate of Deposit Dashboard When a customer opens the CD management section, the **Certificate of Deposit Management** screen shows every CD account they hold. Each certificate card displays: * Certificate term (e.g. 6 Month, 9 Month, 12 Month Certificate) * Account Number * Current Balance * Maturity Date * APY (Annual Percentage Yield) * Interest Rate Certificate of Deposit Management — dashboard showing three certificate cards with Manage buttons Click **Manage** on any certificate to see the available options for that account. ## Certificate of Deposit Options After clicking **Manage**, the **Certificate of Deposit Options** screen appears. It shows the selected certificate's details at the top and two action choices below: * **Renew certificate** — renew at the same or a different term at today's published rate * **Close and transfer to another account** — close the certificate and move the balance to another account Certificate of Deposit Options — showing Renew certificate and Close and transfer options for a 6 Month Certificate Click **Select** under the action you want. ## Renewing a Certificate ### Step 1 — Certificate of Deposit Renewal Options The renewal screen shows the selected certificate at the top. There are two sections: **Add or withdraw funds from certificate** (left panel) * Choose **Add funds** or **Withdraw funds** using the radio buttons * Select a funding account from the dropdown * Enter a funding amount **Renew certificate** (right panel) * Select a new term from the **Term options available** dropdown (e.g. 9 Months) * The rate and APY for that term appear automatically once a selection is made * Click **View Current Rates** to see all available rates before deciding Certificate of Deposit Renewal Options — empty form showing Add/Withdraw panel and term selector ### Step 2 — Fill in your preferences Select your funding account, enter an amount, and pick a term. The rate and APY populate automatically on the right once a term is selected. Certificate of Deposit Renewal Options — form filled with Internal Savings selected, $1,000 funding amount, and 9 Months term showing Rate 4.40% APY 4.40% Click **Submit** when ready. ### Step 3 — Transfer Authorization A **Transfer Authorization** modal summarises the transaction before anything is submitted. Review the details carefully: | Field | What it shows | | --------------- | -------------------------------------------- | | Certificate | The term and name of the renewed certificate | | Account Number | The certificate's account number | | APY | Annual percentage yield for the new term | | Interest Rate | Interest rate for the new term | | Funding Amount | The amount being added or withdrawn | | Funding Account | The masked account number of the source | Transfer Authorization modal for a 9 Month Certificate showing APY 3.45%, Interest Rate 4.00%, Funding Amount $1,000.00, Funding Account ****59905 Click **Submit** to confirm, or **Cancel** to go back and make changes. ### Step 4 — Success A **Success** confirmation modal confirms the renewal. It shows the final account details: * Account Number * Effective Date * APY * Interest Rate * Balance Success modal — Your certificate has been successfully renewed. Shows 9 Month Certificate with Account Number 9485722169, Effective Date 01/17/2025, APY 3.45%, Interest Rate 4.00%, Balance $1,000.00 Click **Close** to return to the CD dashboard. The dashboard will refresh automatically to reflect the updated account. **Note** After a successful renewal, an alert notification confirmation is sent to the customer. ## Closing and Transferring a Certificate ### Step 1 — Certificate of Deposit Closure Options The closure screen shows the selected certificate at the top and a **Close and transfer to another account** form below. Fill in: * **Select account** — choose where the balance will be transferred (internal or external account) * **Reason for closing** — select from available options (e.g. "Reached my savings goal") * **Transfer amount** — pre-filled with the full current balance; edit if a partial transfer is needed Certificate of Deposit Closure Options — blank form with Select account dropdown, Reason for closing dropdown, and Transfer amount field showing 1,203.79 ### Step 2 — Fill in your transfer details Select the destination account and a reason for closing. The full balance is pre-populated in the transfer amount field. Closure Options form filled — Internal Savings ****59905 selected, Reason: Reached my savings goal, Transfer amount $1,203.79 Click **Submit** when ready. ### Step 3 — Internal Transfer Authorization A **Internal Transfer Authorization** modal appears showing a summary of the transfer: | Field | What it shows | | -------------- | ------------------------------------ | | Certificate | The certificate being closed | | Amount | Balance being transferred | | Account Number | Masked destination account number | | Transfer Date | The date the funds will be available | Internal Transfer Authorization modal for 6 Month Certificate — Amount $1,203.79, Account Number ****59905, Transfer Date 01/17/2025 Click **Submit** to complete the closure, or **Cancel** to go back. ### Step 4 — Success A **Success** confirmation modal confirms the certificate has been closed and the balance transferred. Success modal — Your certificate has been successfully closed. Shows 6 Month Certificate with Effective Date 01/17/2025, Transferred to Account: External Checking ****59905, Amount Transferred $1,203.79 The confirmation shows: * Effective Date * Transferred to Account * Amount Transferred Click **Close** to return to the dashboard. The closed certificate will no longer appear in the CD list. **Warning** Closing a certificate before its maturity date may result in an early withdrawal penalty. The institution's terms and conditions apply. Review your certificate's maturity date before proceeding.